Indexing the Entire US Stock Market: VTI vs VTSAX

Indexing the Entire US Stock Market: VTI vs VTSAX

Summary: The VTI and VTSAX are both funds that track the investment return of the overall U.S stock market. The VTI is an exchange traded fund with no minimum investment and a .03% expense ratio. It trades as an ordinary stock would. The VTSAX is a mutual fund with a...
Online Survey Site Respondent: Average $140 An Hour

Online Survey Site Respondent: Average $140 An Hour

I’ve been using Respondent for several years now and the site is both legitimate and fun. It’s also one of the highest paying websites out there: unlike sites like Prolific, where you make a few cents per survey, there’s potential on Respondent to make upwards of $100...
Roth IRA vs. Traditional IRA – Which Is Best For Me?

Roth IRA vs. Traditional IRA – Which Is Best For Me?

Article Key Takeaways: The maximum you can contribute to a Roth IRA and traditional IRA combined is $6,000 (as of 2019). Only individuals under a certain income limit ($137,000) can contribute to a Roth IRA, however, you can get around this (legally, I swear!) by...
What’s A Backdoor Roth IRA?

What’s A Backdoor Roth IRA?

A backdoor IRA is not nearly as sketchy as it seems. It’s a totally legal way of getting all of the advantages of a Roth IRA even if you make more than the annual income limit for a regular Roth IRA. It’s simple: you put funds into a traditional IRA, roll over those...